Boat Insurance Murrieta & Temecula Valley
Did you make sure to purchase boat insurance after buying your families fun new toy? It is our job to make your time on the water worry free. We will provide an understanding of the coverage that can be applied on the water to ensure your friends and family are protected. Don’t be afraid of the cost, the premium of an average boat policy is about a dollar a day.
Similar to your auto insurance, the two most important forms of protection are liability and uninsured motorist bodily injury. However, you can elect to have additional coverage to protect your investment.
Watercrafts depreciate even faster than cars. The actual cash value of your boat can make it hard to replace if it has been damaged or stolen. By electing Agreed Value Coverage, if your boat is a total loss you will get the value is was insured for, minus the deductible you selected.
The boat insurance policy you select can also provide Personal Effects Coverage for many of your belongings including clothes, scuba/snorkeling gear, and other sporting equipment.
If your watercraft becomes disabled while on the water Emergency Assistance can provide coverage for towing, oil, gas or even a loan battery.