Home Insurance

When you choose a home, you look at far more than the price. Likewise, the right home insurance goes far beyond the monthly premiums. We will help you choose the right coverage for your situation. However it helps to understand the basics.

Home insurance protects you in case of damage to your dwelling or property, injury to your guests, or events for which you may be held liable for injuring another person or damaging their property. A typical Home insurance policy contains these standard coverages and may provide you with options to purchase additional coverage’s. You may also request an increase in limits if you’ve renovated your property, or have special possessions like art, jewelry or other collectibles for which you’d like extra protection.

There are many ways to modify your home insurance to help obtain the coverage you will need to rebuild the property, while reducing the cost of your annual premium. By increasing your deductable to $2500, you can typically see a drop of $150 to $300 per year.